Parents – How To Make Sure Your Teen Driver Is Safe Behind The Wheel

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If your teenager is a good child and doing well in school, then you may want to give him or her the responsibility of driving. Motor vehicle crashes are the leading cause of death among 16- to 20-year-olds. Many accidents occur because of inexperience and just being reckless. You do not want to put your teenager on the road without any guidance. Read on to find out how to make sure your teen driver is safe behind the wheel.

Make Sure Your Teen Driver Has Car Insurance

Your auto insurance policy will increase with the addition of your daughter or son. Teen drivers are inexperience and has a higher risk of getting into an accident. Insurance rates are determined by how likely a driver will get in an accident.  

Car insurance companies require that you list all licensed drivers in your households on your policy. They do not have to be driving your vehicles for the company to know this information. It is cheaper to add your teenagers to your existing policy instead of getting a separate one. If you own several cars, then you want to make sure your teenager has the vehicle that is cheapest to insure. Insurance protects you and your teen financially in case of an accident.

Choose A Safe Car

It helps to choose a safe vehicle for your teenager to drive. You want to choose a vehicle that is easy to drive and provides protection against crashes. It helps to avoid small and high performance cars, sports utility vehicles and trucks. High performance vehicles tend to encourage recklessness and speeding. Trucks and SUVs are easy to rollover.

The Mazada3 is a vehicle that is considered safe for teenagers. It is fuel efficient and has cargo space. This vehicle also has a lot of driver assistance features available, which includes lane departure warning, blind spot monitoring, parking sensors, rear cross traffic alert, low-speed automatic braking and forward collision warning. A safer car might decrease your chances of getting into an accident.

Hold Your Teenager Accountable

Driving is a huge responsibility. You must hold your child accountable. Your child should let you know before taking the vehicle and where he or she plans to go. You should also know who is riding in the car. It helps to call and make sure that your child arrives to the destination as well.

Many parents want to reward their children for doing good. However, it is important to make sure your teenager can handle the responsibility of driving.

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29 May 2017

Exploring Motorcycle Insurance

Hello, I'm Neil Boggs. I am crazy about riding motorcycles around town whenever I can. Since I live in a rainy city, I've been involved in more close calls than I'm comfortable admitting. Other drivers just don't seem to see motorcyclists despite having headlights on or loud exhaust pipes. Those close calls drove me to obtain a full coverage policy for my bike, even though it's not legally required in my city. In addition to medical coverage for myself and my passenger, I wanted all collision repairs covered in the event of an accident. I also elected to secure comprehensive coverage in the event of vandalism or theft damage or losses. I will discuss the various coverage types and amounts you can obtain for your motorcycle. I hope others will follow my lead and obtain full coverage to protect themselves from financial ruin after an accident or vandalism situation. Thanks.